We at One Tranzact

We offer Shariah Compliant Financing for your personal
use and for your business

Managing cash flow for your business is important to grow your business further. One Tranzact can assist you to fulfil your financial needs.


One Tranzact Sdn Bhd, established in 2010, offers Shariah Compliant Financing products to both individual customers and businesses. One Tranzact Sdn Bhd is a subsidiary of MobilityOne Sdn Bhd, a leading fintech company in Malaysia established since 2004. MobilityOne (LSE: MBO.UK) is listed on London Stock Exchange since 2007. The group is a leading fintech and solution provider for electronic transactions and payments in Malaysia. The company strives to ensure a fast, efficient and convenient application process and financial products are easily accessible to customers.

One Tranzact holds a licence as a community credit company under the Money Lender Act 1951 issued by Kementerian Perumahan dan Kerajaan Tempatan. The company is also certified to provide Shariah Compliant products by a Shariah advisor licensed by Securities Commission) in 2021.

To be the leading community credit company

We combine financing products with technology and fintech services to be the forefront in providing easy access to financial products.

Our mission is to provide an easy access to financial products for customers.

We offer a wide range of Shariah Compliant Financing to both individual customers and businesses.

Transparent process

Why people choose us


Easy To Apply

Minimal documents required for the financing application.

Quick Approval Process

After receiving complete documents, approval will take three working days.

Rapid Disbursements

Following financing approval, cash disbursements are made within three working days.

Flexible Repayment

Flexible repayment period upon discussion and agreement.

Funding circles

You deserve a better Financing

To obtain better financing, we follow four procedures.


Online or manual application.

Fill out the online or manual form.



Our team will review the documents within three working days.



Face-to-face to signing agreement


Get a Transfer

Upon approval, you will receive a deposit into your account within 3 working days at a reasonable rate.

Payment Simulation
Repayment Table

Easy Repayment Scheme

Payment Table 12%

Financing Amount (RM) Year 1 2 3 4 5

Payment Table 18%

Financing Amount (RM) Year 1 2 3 4 5

Call us now to discuss the suitable financing product that meets your needs

Our company values

High Level Integrity

We adhere to strict rules in terms of running our business. this is to ensure that we deal with each and every financing accounts in our hands as professionally and efficiently as possible.

Clear, Relevant and Informative

We will provide clients with relevant and timely information, as well as clearly and concisely disclose key product features, fees and charges, risks and benefits. In addition, we will make certain that critical terms are brought to the clients' attention and explained to them.

Application Confidentiality

Our financing customers' information and personal details will never be disclosed. Without your explicit permission, your information will never be shared with a third party. Your confidence and secrecy are extremely important to us at One Tranzact Sdn Bhd.

The Ultimate in Convenience

The team of people behind us works tirelessly to ensure that the process of obtaining a financing facility with us is seamless and convenient. This is an unbending philosophy, corporate principle and Shariah Compliant that we will never compromise.

Available financing products

Only the best professional Business Financing

Latest update

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